Hurricane Season Is Coming—Are You Ready?
From preparation tips to insurance insights, our 2026 Hurricane Guide equips you to prepare your home or business, understand your coverage, and protect what matters most—before the storm hits.
Loni Morelock, CISR Elite, CPIA
Commercial Lines Account Manager
Loni is a Commercial Lines Agent from Kingston, TN with 34 years in the insurance business under her belt. She holds the distinguished Certified Insurance Service Representative Elite (CISR Elite) and Certified Professional Insurance Agent (CPIA) designations and has been licensed since 1995. Throughout her career, she has held various roles including Administrator; Records Dept; Personal Lines Agent & Team Leader; Commercial Lines Producer; Commercial Lines Agent/Account Rep; Commercial Lines Manager; Director of Operations; Operations Manager; Compliance & Training Manager.
Outside the office, Loni enjoys spending time with her husband, their three daughters, grandchildren, and two dogs. She also loves shopping, relaxing by the beach, and cherishing moments with her family.
I wanted to take the time to let you know just how happy we are to have Sharon Rackley as our commercial insurance agent for our businesses. It seems that most of the time you only hear the complaints of our customers and I just felt compelled to write to explain what a wonderful, professional, and ethical employee you have with Sharon. Wow, a breathtaking experience to have an agent who actually cares even if your account isn’t the biggest on the books. Sharon gave us personal service an we feel that she went above and beyond her job to help us with new insurance and with the ongoing issues with our prior agent in Wilmington. She made the transition an easy one and helped with all the bumps and punches we took from our previous carriers. I am so very pleased with Sharon and SFI and I know our relationship will grow through the years because I plan on being around for a long time and I can see SFI’s future being strong too with such professional people. Thank you so very much and please forward a hug from me and from my partner Shannon to Sharon. Great Job!!!!!!!
1961 NC Hwy 172, Suite 109 Sneads Ferry, NC 28460
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910-327-3388
13480 NC-50 Surf City, NC 28445
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910-329-4443
Mailing Address
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PO Box 519 Sneads Ferry, NC 28460
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Fax: 910-329-4449
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